LTV’s up to 90% -
Generally excellent credit and full status income though in certain cases a fast track may be available enabling a clients application to proceed more quickly.
LTV’S up to 85% -
Moderate historical adverse considered with full status income.
LTV’s up to 65% -
Applicants with up to 3 months arrears and Defaults/CCJ’s can be considered where it is apparent a situation has occurred as a result of genuine misfortune, that the client’s circumstances are improving and that the proposed repayment is affordable.
Fast track –
The use of fast track is not intended as a quasi self-certification it remains the responsibility of the introducer or ourselves (where we are providing advice) to ensure the income stated is genuine.
